Hosted in Canada
Application data, documents and derived analysis stay in Canadian regions. Encrypted in transit and at rest, with per-agent access scoping so an agent sees their book and nothing else.
Canadian-region hosting, encryption in transit and at rest, per-agent scoping, and an audit trail for every recommendation that reaches a client.
Application data, documents and derived analysis stay in Canadian regions. Encrypted in transit and at rest, with per-agent access scoping so an agent sees their book and nothing else.
Supports PIPEDA consent and access requirements and FINTRAC record-keeping, with retention on your brokerage's schedule. Every recommendation surfaced to a client is logged and reproducible.
Client files are never sold, shared with lenders as a data product, or used to train models for anyone but you. The engine improves on outcome signals your brokerage explicitly opts into.
IntelliRate is decision-support software for licensed professionals. It does not provide advice to consumers, does not originate credit, and does not replace the suitability assessment a licensed mortgage broker or agent is required to perform under provincial regulation.
Mortgage files carry identity documents, income records and credit data. The handling model is built for that, not retrofitted onto it.
Captured in the borrower application in your brokerage’s language, timestamped, and attached to the file for the life of its retention.
Encrypted throughout, hosted in Canadian regions, with access scoped per agent so an agent sees their own book and nothing else.
Supports PIPEDA access and correction obligations and FINTRAC record-keeping, with an audit trail of every recommendation surfaced to a client.
Retention runs on your brokerage’s schedule, not ours, and deletion is complete rather than a soft flag.
Client files are never sold, never packaged for lenders as a data product, and never used to train models for anyone but you. Outcome-signal improvement is opt-in per brokerage.
We would rather answer it before the demo than after the pilot.